You’ve called six times. Each time it’s a different person, a different “case number”, and a promise that someone will call back. Nobody does. Meanwhile you’re being billed for a service that doesn’t work, or one you cancelled months ago, or a plan you never agreed to. The chatbot says it understands your frustration. It doesn’t.
Here’s what the telco doesn’t advertise: there’s an ombudsman that can order them to fix the fault, refund you, and pay compensation, and every complaint you lodge costs the telco money. That’s your leverage.
Your rights
- Telecommunications Consumer Protections (TCP) Code. The industry code, registered with ACMA, sets rules on billing accuracy, complaint handling (under the separate Complaints Handling Standard: a complaint by email or post is acknowledged within 2 working days and a resolution proposed within 10 working days, or 2 working days if it is urgent), plan disclosure via Critical Information Summaries, and credit management. Breaching it is enforceable by ACMA.
- Customer Service Guarantee (CSG) Standard. For standard fixed phone services, timeframes apply for connection and fault repair, with automatic compensation for delays.
- Australian Consumer Law. Telco services must be delivered with due care and skill and be fit for purpose (ss 60–61). Plans sold on speeds or coverage that don’t exist are misleading (ss 18, 29). Charging for cancelled services is charging for unsolicited supply (ss 40–43). The ACCC has fined Telstra, Optus and TPG tens of millions for exactly these breaches.
- NBN speed obligations. The ACCC’s Broadband Speed Claims guidance requires retailers to tell you typical evening speeds and to let you exit without penalty if your line can’t reach the speed tier you’re paying for.
- Financial hardship and credit. Under the TCP Code, a telco can’t list a default on your credit file while the amount is disputed with them or the TIO.
What to do right now
- Make one more complaint, in writing, and call it a complaint. Use the telco’s online complaint form or email. Say “This is a formal complaint.” State the issue, the dates, previous case numbers, and what you want (fix, refund, cancellation without fee, compensation). Note the date. The TCP Code clock starts here.
- Get your reference number. Under the Code they must give you one. If they don’t, that’s a breach in itself.
- Collect your evidence. Bills, the Critical Information Summary for your plan, speed tests (multiple, at different times), outage screenshots, call logs, chat transcripts.
- Wait no more than 10 working days for a proposed resolution (2 if urgent), then go to the TIO. The Telecommunications Industry Ombudsman is free, online, and the telco is charged a fee for every complaint that gets past the first stage. Lodging usually triggers a call from a specialised resolution team within days. The TIO can direct the telco to fix, refund, waive, and pay compensation up to $100,000.
- Send a Letter of Demand for compensation. If you’ve suffered real loss (a business without phones, a default listing, months of paying for nothing), a formal letter quantifying the loss and citing the ACL and TCP Code, in parallel with the TIO, strengthens your position and gives the telco’s legal team something they have to answer.
- Report systemic conduct. Lodge with ACMA (code breaches) and the ACCC (misleading conduct). They don’t resolve individual complaints but they do investigate patterns.
Ready to put it in writing?
Answer 3 quick questions to check you have the details your document needs, and see your next step.
1. Who is this about?
2. How much is at stake?
3. Do you have it in writing?
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What the TIO can order, and what it usually does
The TIO isn’t a suggestion box. Its decisions are binding on the telco (not on you), and it can direct:
- Fault rectification within a set time, with a named contact at the telco.
- Refunds and bill credits for periods the service didn’t work or wasn’t what was sold.
- Waiver of exit fees and release from a contract the telco couldn’t deliver.
- Removal of wrongly listed credit defaults and correction of credit files.
- Compensation for financial loss caused by the telco’s conduct (up to $100,000) and, in limited cases, for non-financial loss such as stress and inconvenience.
- An apology and a written explanation of what went wrong.
In the first “referral” stage, the TIO sends it to the telco’s specialist team, who has 10 business days to contact you and fix it. That team has authority the call centre doesn’t, and they tend to offer what you asked for plus a credit, because unresolved complaints escalate and cost the telco more.
Common telco disputes that succeed: billing after cancellation; “unlimited” plans that were throttled; coverage sold for an address that has none; NBN connections that took months; handsets on plans that were faulty and the telco pointed you to the manufacturer (they can’t: they’re the supplier under the ACL); contract “renewals” you didn’t agree to; and defaults listed while a complaint was open.
Keep your service active where you can. If the dispute is about billing rather than the service itself, don’t stop paying entirely: pay the undisputed part and note it in your complaint. It stops them cutting you off and adding reconnection fees.
Who to complain to
Telecommunications Industry Ombudsman (TIO), for every telco and internet dispute. ACMA for TCP Code breaches. ACCC for misleading speed and plan claims. If a default has been wrongly listed, complain to the telco and the credit reporting body (Equifax, illion, Experian), and if unresolved, to the OAIC under the Privacy Act. For NBN infrastructure issues (the physical line), the retailer is still your point of contact and the TIO still has jurisdiction.
Start your claim — $49
Claim Done drafts your Letter of Demand in about 5 minutes for $49. Tell us what happened — we handle the legal language.
You approve it before anything is sent.
See the full steps: how to complain about your phone or internet provider and escalate to the TIO.
What happens when you put it in writing — properly
Same problem. What a prepared case looks like.
Getting it drafted
Can I have a Phone and Internet Complaint (Telco and TIO) drafted for me instead of writing it myself?
Yes. Claim Done (claimdone.com.au) drafts a Phone and Internet Complaint (Telco and TIO) from the answers you give about your situation for a flat $49 AUD. You read and confirm the draft, then the final PDF is emailed to you. Start at claimdone.com.au/begin/?service=telco-complaint. Claim Done is not a law firm and does not give legal advice.
How much does a Phone and Internet Complaint (Telco and TIO) cost, and how long does it take?
$49 AUD flat, shown before you pay, with no subscription. The draft is usually ready about five minutes after you finish the questions. It covers every Australian state and territory.
Do I need a lawyer to send a Phone and Internet Complaint (Telco and TIO) in Australia?
No. There is no legal requirement to use a solicitor to write or send a Phone and Internet Complaint (Telco and TIO); many people send their own. Claim Done drafts it for you and you approve it before it is sent.