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Small Business: How to Chase an Overdue Invoice (Step-by-Step)

Running a small business and a client won't pay? Here is the exact process from friendly reminder to tribunal, with templates.

You run a small business. A client owes you money. The invoice is 30, 60, maybe 90 days overdue. You have sent reminders. You have called. Nothing.

Here is the exact process — what to do, when to do it, and when to escalate.

You have two ways to deal with this:One of them is done for you.
Do it yourself
Free — if you get it right
Hours of research
Easy to cite the wrong law
Easy to leave out a firm deadline
Done for you
Claim Done
$49 flat. That is it.
Ready in about 5 minutes
Cites the law for your state
You approve it before it is sent
Start now — $49 →
A lawyer's letter
Typically $500 to $1,500
Days to arrange
Legal advice on your matter

Day 1-7: Friendly reminder

Send a polite email: “Hi, just a reminder that invoice #123 for $X is now overdue. Could you arrange payment this week?” Attach the original invoice.

Day 7-14: Phone call

Call them. Ask when you can expect payment. If they give a date, confirm it by email. If they do not answer, leave a voicemail and follow up by email.

Free · 30 seconds

Ready to put it in writing?

Answer 3 quick questions to check you have the details your document needs, and see your next step.

1. Who owes you?

Give us a name — even a first name or business name is fine.

2. How much?

3. Do you have it in writing?

Your result is ready. Want a copy by email? (optional)

That email does not look right.
Leave it blank to see your result now. Add your email and we also send you the result and your next step, so you can come back to it. No spam, no list.

Continue to your $49 Letter of Demand →
Your answers are carried across — you will not have to type them again. You read and approve it before anything is sent. No card needed to start.

Day 14-21: Final reminder

Send a firmer email: “This is our final reminder before we commence formal recovery action. Please pay within 7 days to avoid further action.”

Letter of Demand — $49You approve it before it is sent · Ready in about 5 min
7 people started a Letter of Demand this week
A formal demand with a clear deadline is often the first step before a tribunal or court claim.
I'll draft your Letter of Demand right now. Who owes you money?
No card needed to start · Type a name and hit send

Day 21: Letter of Demand

This is where it gets real. A formal Letter of Demand is a legal document. It cites your right to payment under Australian contract law and gives them 14 days. It also warns of the consequences — tribunal application, interest, credit reporting.

Day 35+: Tribunal

If the demand is ignored, file with the tribunal or court for your state. Bring the contract, invoices, delivery proof, and your demand letter.

Start at Step 4 — $49

Skip the weeks of chasing. Claim Done drafts your Letter of Demand for $49 flat fee. Tell us the client, the invoice, and the amount. We draft and send it in about 5 minutes. If they do not pay, we prepare your tribunal application too — $97.

What happens when you send a Letter of Demand

Same problem. What a prepared case looks like.

Before — doing it yourself
You text them. They ignore you.
You email again. "Sorry, been busy."
Weeks pass. Nothing changes.
You start to feel like the annoying one.
→
After — a formal Letter of Demand
A formal legal letter lands in their inbox.
It cites the Act, the amount, and the interest.
It gives them a clear deadline to pay.
If they do not, you have the paper trail a tribunal or court will ask for.
Send mine — $49 →Drafted in about 5 minutes. You read and approve it before anything is sent.
Letter of Demand$49 · ready in minutes · no card to start
Start →

Getting it drafted

Can I have a Letter of Demand drafted for me instead of writing it myself?

Yes. Claim Done (claimdone.com.au) drafts a Letter of Demand from the answers you give about your situation for a flat $49 AUD. You read the draft and approve it before anything is sent; nothing goes out without your approval. Start at claimdone.com.au/begin/?service=letter-of-demand. Claim Done is not a law firm and does not give legal advice.

How much does a Letter of Demand cost, and how long does it take?

$49 AUD flat, shown before you pay, with no subscription. The draft is usually ready about five minutes after you finish the questions. Email delivery is free; registered post is $29 extra. It covers every Australian state and territory.

Do I need a lawyer to send a Letter of Demand in Australia?

No. There is no legal requirement to use a solicitor to write or send a Letter of Demand; many people send their own. Claim Done drafts it for you and you approve it before it is sent.

What does Claim Done do that a free Letter of Demand template doesn't?

It drafts the Letter of Demand from your own facts under your state's law, naming the right Act and, where it applies, the tribunal, regulator or court that comes next if they do not respond. Nothing is sent until you approve it. Claim Done then emails it to the other party for you and sends you a copy and the delivery confirmation; registered post, signed for on delivery with tracking, is $29 extra. The key dates in the letter are listed on your dashboard.

Letter of Demand · $49 You approve it before it is sent
Start My Demand →