If you were injured in a road accident in South Australia as a driver, passenger, rider, cyclist or pedestrian, the scheme is: Compulsory Third Party (CTP), a fault-based scheme, plus the no-fault Lifetime Support Scheme for catastrophic injuries. Here are the steps and time limits from the official sources.
What to do, step by step
- Report the crash to the police. The CTP claim form asks for the police report number, and drivers in an injury crash must present to police within 90 minutes (SA Law Handbook).
- Claim against the CTP insurer. The SA scheme is fault-based.
- Claim early: after six months you must give the insurer a reason for the delay, and after three years a claim will generally not be accepted (CTP Regulator).
Were you working or on your way to work?
For a crash on an ordinary commute, the CTP scheme is the usual route. If workers compensation has paid you, those payments may have to be repaid from a CTP payout.
Free official help
- CTP Regulator: 1300 303 558
- Legal Services Commission of SA: 1300 366 424
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General information, not legal advice. Claim Done is not a law firm. Checked against the official sources below on 22 October 2026. If you need an interpreter, call TIS National on 131 450.
Official sources
- ReturnToWorkSA: Employer and worker obligations
- ReturnToWorkSA: Make a claim
- SA Law Handbook: Workers compensation
- SA Law Handbook: Motor vehicle accidents
- CTP Regulator SA: How to claim