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Home · Amicable separation · Property & Debt Division Agreement
Australian separation document · plain-English self-service

Property & Debt Division Agreement

Record the property and debt division you both presently agree: real estate, sale or refinance intentions, accounts, vehicles, personal property, loans and completion dates. A private settlement record and working schedule, not a court order or transfer instrument.

No card required to startBoth people can review the wordingSafety gates before checkout50% off at secure checkout
Direct answer

A property and debt division agreement records the assets, agreed values, liabilities, responsibilities and completion steps both people presently accept. It does not itself transfer title or replace consent orders.

What this document actually does

  • Creates an asset schedule with the present owner, agreed value and who will keep each item.
  • Creates a matching liability schedule with balances and the person responsible for each debt.
  • Records agreed sale, refinance, transfer and cash-payment steps with dates and fallback arrangements.
  • Explains that lenders, registries and third parties are not bound merely because the two people sign.
  • Stops complex ownership, superannuation splitting and incomplete-disclosure matters before checkout.
Legal jobPrivate asset-and-liability working agreement
Court filed?No
Legal effectNot as a court order

What it does not do

Superannuation splits, trusts, companies, bankruptcy, overseas property, third-party interests or incomplete disclosure. Claim Done prepares self-service documents from the facts and arrangements supplied; it does not represent either person or decide the outcome for them.

The process

From separate positions to agreed wording

1

Answer the suitability gates

Unsafe, pressured, incomplete or legally complex matters stop before checkout instead of being forced through a template.

2

Record the exact facts

Names, dates, values, responsibilities and arrangements come from the people involved. Missing facts are not invented.

3

Review and finalise

Invite the other person, agree each topic, then confirm the complete wording.

Included collaboration dashboard

Both people see the same topics—but keep separate control.

The buyer sends a secure email invitation. Each person records their own position. Either can propose exact joint wording. A topic turns green only after both accept it, and final confirmation is separate again.

The invitation does not expose the buyer’s account, payment information or private documents.

Start the shared process →
Home and occupancyPerson 1 position · Person 2 positionAgreed by both
Accounts and debtsProposed joint wordingWaiting for the other person
Children and handoversEach person can propose a changeSeparate acceptance required
What we ask

Specific questions, not a blank legal form

  1. Are both people agreeing freely and able to say no without pressure, threats or fear?
  2. What are both people’s full legal names?
  3. Were you married or de facto, and what are the relationship and separation dates?
  4. Have both people exchanged complete details of relevant assets, liabilities, superannuation and income?
  5. List the assets and current values you both agree: home, accounts, investments, vehicles and personal property.
  6. List the debts and balances: mortgage, loans, cards, tax or other liabilities, and who will take responsibility.
  7. What sale, refinance, transfer or payment steps have you agreed, with dates?
  8. Does the proposed division involve a superannuation split, company, trust, bankruptcy, overseas property or another person’s legal interest?
Questions people ask before buying

Property & Debt Division Agreement FAQs

How much does the Property & Debt Agreement cost?

A flat $49 AUD, including GST. There is no card required to start, no subscription and no hourly rate — you see the full summary of your answers before you pay.

How long does it take?

There are 8 questions, which take a few minutes to answer. The draft is usually ready in about 5 minutes after payment, any time of day.

When do I get the document?

The draft of your Property & Debt Division Agreement is usually ready in about 5 minutes. You read it on your dashboard and can change the wording; once you confirm it, the final PDF is available to download and emailed to you.

What if I need changes?

You read the full Property & Debt Agreement on your dashboard first. You can change the wording or ask for a redraft, with unlimited edits and 2 redrafts included, then confirm it and the final PDF is yours to download and keep.

Does it work in my state?

Yes. The Property & Debt Division Agreement is drafted to the law of the state or territory the matter is in — NSW, Victoria, Queensland, WA, SA, Tasmania, the ACT and the NT — citing the right Act, regulator and tribunal or court for that state.

Does signing transfer the house or refinance a loan?

No. Transfers, sales and refinancing require the relevant lender, conveyancing, registration and other formal steps. The agreement records what you presently intend to do.

Is this the same as consent orders?

No. Consent orders are proposed orders submitted to a court and become binding only if the Court makes them. This is a private record and working schedule.

Primary sources

Built around the official Australian process

The information and suitability boundaries on this page are grounded in official Court guidance. Court forms, filing fees and procedures can change, so the customer pack links back to the current source.

Turn “we think we agree” into wording both people can actually review.

Start with the document that matches the legal job. You will see the suitability questions and full checkout price before payment.

Start Property & Debt Agreement →

What our clients say

5.03 Google reviews
We used the service for a lease review and found the process very straightforward. They handled the paperwork efficiently, highlighted important points and delivered everything when promised.
Audrey M. Google review · October 2026
The debt collection process was handled professionally and efficiently. Communication was clear, documents were managed properly, and we always knew what stage everything was at.
Ashley S. Google review · October 2026
Really impressed with how smoothly they handled our contract review. The documents were organised properly, delivered promptly, and the whole process was explained clearly from start to finish.
Lucille D. Google review · October 2026