Loan Agreement (Private or Business) — Put the Loan in Writing
Lending money, or borrowing from someone you know? For $49 we draft a clean, signable loan agreement built from your answers — who is lending to whom, the amount, the purpose if you set one, the interest (a rate you agree, or interest-free), how it is repaid (a lump sum by a date, or instalments), any security or guarantee, and what happens if a payment is missed, governed by the law of your state. You download it straight away and both parties sign. For a one-off private or business loan, not for lending to consumers as a business.
What this document does
- For $49 we draft a clean, signable loan agreement built from your answers — who is lending to whom, the amount, the purpose if you set one, the interest (a rate you agree, or interest-free), how it is repaid (a lump sum by a date, or instalments), any security or guarantee, and what happens if a payment is missed, governed by the law of your state.
- You download it straight away and both parties sign.
- Records the facts that matter on paper: who the loan is to, lender, borrower, loan amount.
- Written in plain English but structured the way a lawyer would draft it.
- Delivered as a PDF you download the moment it is ready.
What we'll ask you
Plain-English questions, one at a time. No legal knowledge needed — if you don't know an answer exactly, your best estimate is fine.
- Who is the loan to?
- Who is lending the money (the lender)? Give the full name, and the company name if a business is lending.
- Who is borrowing the money (the borrower)? Give the full name, and the company name if a business is borrowing.
- How much is being lent?
- What is the loan for? You can skip this and keep it general.optional
- Is the loan interest-free, or at a rate you have agreed?
- What interest rate have you agreed, and how is it worked out? Use your own figure — we never set a rate for you.optional
- How is the loan repaid?
- Give the repayment details: for a lump sum, the date it is due; for instalments, the amount of each instalment, how often, the day they start, and when the loan is to be fully repaid.
- Is anything securing or guaranteeing the loan — an asset put up, or someone guaranteeing it? You can skip this and keep the loan unsecured.optional
- What should happen if a payment is missed? You can skip this and we will keep it simple and fair.optional
- Which state or territory's law should govern the agreement? (Usually where the lender or borrower lives, or where the business is.)
- You review it first · Nothing is sent to anyone else
- 2 free amendments included
- All Australian states and territories
- Stripe secured · 256-bit encrypted
Loan Agreement — drafted to the right state law
One document, eight jurisdictions. We only ever cite the Act, regulator and tribunal for your state, so nothing from another jurisdiction bleeds into your loan agreement.
New South Wales
Drafted under the law that applies in New South Wales.
Victoria
Drafted under the law that applies in Victoria.
Queensland
Drafted under the law that applies in Queensland.
Western Australia
Drafted under the law that applies in Western Australia.
South Australia
Drafted under the law that applies in South Australia.
Tasmania
Drafted under the law that applies in Tasmania.
Australian Capital Territory
Drafted under the law that applies in Australian Capital Territory.
Northern Territory
Drafted under the law that applies in Northern Territory.
From your answers to a finished Loan Agreement in three steps
Answer 12 quick questions
Who it’s about, what happened and what you want. Plain English, one question at a time.
We draft it for your state
Your Loan Agreement (Private or Business) — Put the Loan in Writing is drafted to the legislation, regulator and tribunal for your state or territory, then formatted as a professional PDF. Usually ready within about five minutes.
Review, confirm, receive
The draft lands in your dashboard for you to read. Change anything that isn't right (two free amendments), confirm it, and we email you the final PDF. Nothing is sent to anyone else.
Ready? Start now.
No card required until the end. No account needed to start.
Start My Loan Agreement — $49 →$49 flat fee · You review it first · unlimited edits
Everything about the Loan Agreement (Private or Business) — Put the Loan in Writing
How much does the Loan Agreement cost?
A flat $49 AUD, including GST. There is no card required to start, no subscription and no hourly rate — you see the full summary of your answers before you pay.
How long does it take?
There are 12 questions, which take a few minutes to answer. After you pay, your draft is usually ready in about 5 minutes, and you can read it and request changes before you approve it.
When do I get the document?
The draft of your Loan Agreement (Private or Business) — Put the Loan in Writing is usually ready in about 5 minutes. You read it on your dashboard and can change the wording; once you confirm it, the final PDF is available to download and emailed to you.
What if I need changes?
You read the full Loan Agreement on your dashboard first. You can change the wording or ask for a redraft, with unlimited edits and 2 redrafts included, then confirm it and the final PDF is yours to download and keep.
Does it work in my state?
Yes. The Loan Agreement (Private or Business) — Put the Loan in Writing is drafted to the law of the state or territory the matter is in — NSW, Victoria, Queensland, WA, SA, Tasmania, the ACT and the NT — citing the right Act, regulator and tribunal or court for that state.
Other government & complaints documents
Put it in writing today.
A few quick questions and your Loan Agreement (Private or Business) — Put the Loan in Writing is drafted for your state. No card required until the end.
Start My Loan Agreement — $49 →