Fine Hardship & Payment Plan Request

What this document does

• For $29 we draft a request to your state's fines agency — built from your answers — asking to pay it off in instalments you can afford, and, where you are doing it tough, asking about a Work and Development Order or Permit as an alternative.
• It does not dispute the fine; it sets up an affordable way through.
• Records the facts that matter on paper: what would help most, state or territory, the fine and reference number, total amount owing.
• Calm and courteous: says what happened and what you would like, and invites a conversation. No legal threats.
• Cites the right Act, regulator and tribunal for your state — all eight states and territories covered.
• Delivered as a PDF you download the moment it is ready.

What we'll ask you

Plain-English questions, one at a time. No legal knowledge needed — if you don't know an answer exactly, your best estimate is fine.

1. You have a fine you can't pay all at once, and you want to sort out a manageable way through. What would help most?
2. What is the fine for, and what is the reference or infringement number if you have it? A traffic, parking, court or other fine — whatever it says on the notice.
3. How much is owing in total? If there is more than one fine you want covered, give the total and roughly how many.
4. In a sentence or two, what is your financial situation? What income you are on and anything that makes paying hard right now. Keep it brief — this is sensitive and optional.optional
5. If you want a payment plan, what could you realistically pay, and how often? Or say you would rather ask about a Work and Development Order/Permit instead.optional
6. If any of these apply and you are comfortable mentioning them, they can open up a hardship alternative: receiving Centrelink, mental illness, a disability, homelessness or unstable housing, serious addiction, or domestic or family violence. In your own words, and only what you want to share — you can skip this.optional
7. Your full name, as it appears on the fine or your licence?
8. What contact details should the agency reply to — a postal address, email or phone? Add your date of birth or client/customer number if the notice shows one, as agencies use it to find your account.
9. Your state or territory — so the letter is dated in your time zone.
10. Your name and email — so the draft lands in your dashboard and inbox.