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Debt Recovery

Acknowledgment of Debt — Record What Is Owed. Clearly.

The debtor admits they owe money? Get it in writing. A formal acknowledgment recording the amount, source, and confirmation — simple, clear, and useful. Flat fee: $79 AUD.

Begin Document — $79 →
Flat fee · No subscription · Documents sent within 60 min

When You Need an Acknowledgment of Debt

  • The debtor has admitted money is owed — by email, message, phone, or in person
  • You want the admission recorded formally before it is forgotten or disputed
  • You are about to set up a payment plan and want the debt confirmed first
  • You sent a demand and the debtor responded admitting the debt
  • You want a written record to support future recovery if needed
  • Only part of the debt is agreed and you want to document what is acknowledged
Acknowledgment of Debt
$79
Flat fee · All states · Done for you
Begin Document →
  • No subscription
  • Ready within 60 minutes
  • All 8 Australian states
  • Secure 256-bit encrypted

How This Service Works

Everything you need to know before you start.

Preparation Done for you by AI
Delivery You download — debtor signs
⏱ Turnaround Under 60 minutes
Revisions 2 free amendments included
Filing Fees Not applicable
Best For Getting written confirmation of a debt owed

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How It Works

From Evidence to Document in 4 Steps

01

Describe the Debt

Tell us what is owed, how much, and what it relates to. Include invoice numbers or dates if relevant.

02

Confirm the Admission

Tell us how the debtor acknowledged the debt — email, message, phone, in person.

03

AI Drafts the Document

Our AI prepares a clear, concise acknowledgment of debt ready for the debtor to sign.

04

Get It Signed

Send to the debtor for signature. Keep your signed copy safe.

What Claim Done Delivers

  • Formal Acknowledgment of Debt in plain English
  • Clear statement of the amount owed and what it relates to
  • Itemised schedule if multiple invoices or components
  • Reference to how the debt was acknowledged
  • Payment expectation wording if applicable
  • Signature blocks for the debtor (and creditor/witnesses if selected)
A lawyer charges $200–$500 for a debt acknowledgment. Claim Done does it for a flat $79 AUD.
Common Questions

Everything About Acknowledgment of Debt

What is an acknowledgment of debt?

A written document where the debtor confirms they owe a specific amount. It records the debt clearly.

Does this guarantee payment?

No. It records the debt — it does not guarantee payment. Consider a Payment Plan Agreement ($79) or Letter of Demand ($79) for next steps.

Can this be used before a payment plan?

Yes. Recording the debt first is a common step before agreeing instalment terms.

What if only part is agreed?

The document can record a partial acknowledgment — stating what is agreed and what remains disputed.

Can this be used after a letter of demand?

Yes. If your demand led to the debtor admitting the debt, this records that admission formally.

Reviewed by
Alex Hartley Head of Legal Operations, Claim Done

Alex oversees every Claim Done service template, the Australian legal-citation database, and the AI drafting prompts. Based in Australia and focused on making everyday legal documents affordable for small business owners and consumers.

About the team →
Last reviewed 10 Apr 2026 Claim Done is not a law firm. This service prepares draft documents and does not constitute legal advice.

Ready to Get Started?

It takes under 10 minutes. Your Acknowledgment of Debt will be sent within the hour.

Begin Document — $79 →
Flat fee. No subscription. Available 24/7.