Terms of Trade and Credit Application for Small Businesses — $49
A few quick questions · $49 once · No card until the final step
Before you start: Terms of Trade and Credit Application for Small Businesses
Supplying business customers on account? Your terms and conditions of trade (payment terms, interest on overdue invoices if you choose it, recovery costs, retention of title with PPSR consent for goods, and the consumer guarantee statement) plus a credit account application form for new customers to complete and sign. Written to be fair to both sides, as the unfair contract terms law expects. Ready in about 5 minutes.
- Answer plain questions about your situationAbout 5 minutes, one question at a time. No legal knowledge and no card needed.
- See how your document is set out, then pay $49 onceBy card through Stripe. The full document is drafted in about 5 minutes.
- Read it and confirm itChange the wording yourself or ask for a redraft (unlimited edits, 2 redrafts included), then confirm it and we email you the final PDF. Nothing is sent to anyone else.
You can stop at any point before paying, at no cost.
Private & 256-bit encrypted. We never sell your data, and the other party only ever sees your document after you approve it.
What's included
- Payment terms you choose (7, 14 or 30 days, or the end of the following month) and how customers pay.
- Interest on overdue invoices at a rate you choose, or none, and recovery of reasonable costs if you choose it.
- Retention of title for goods, with the customer's consent to your registration on the PPSR.
- The statement that nothing excludes the customer's rights under the Australian Consumer Law.
- A credit account application form for new customers to complete and sign, with trade references if you want them.
- Written to be fair to both sides, with no personal guarantee. You review it first, then use it with your customers.
What to have ready
- The key dates, and any amounts involved
- Any documents, emails or messages. Tell us in the chat what you have; the document can refer to them.
Common questions
How much does the Terms of Trade cost?A flat $49 AUD, including GST. There is no card required to start, no subscription and no hourly rate — you see the full summary of your answers before you pay.
How long does it take?There are 14 questions, which take a few minutes to answer. For eligible documents, the real protected draft is usually ready in about 5 minutes before payment. You pay only if you choose to unlock the clean final document.
When do I get the document?The draft of your Terms of Trade and Credit Application for Small Businesses is usually ready in about 5 minutes. You read it on your dashboard and can change the wording; once you confirm it, the final PDF is available to download and emailed to you.
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