Family and Friends Loan Agreement — $49
A few quick questions · $49 once · No card until the final step
Before you start: Family and Friends Loan Agreement
Lending money to a family member or a friend, or borrowing from one? A plain written loan agreement: who is lending and borrowing, the amount, interest (none or a fixed rate), the repayment date or instalments, what happens if a payment is missed, early repayment, and signatures. Unsecured, for personal loans only, not for anyone who lends money as a business. Ready in about 5 minutes.
- Answer plain questions about your situationAbout 5 minutes, one question at a time. No legal knowledge and no card needed.
- See how your document is set out, then pay $49 onceBy card through Stripe. The full document is drafted in about 5 minutes.
- Read it and confirm itChange the wording yourself or ask for a redraft (unlimited edits, 2 redrafts included), then confirm it and we email you the final PDF. Nothing is sent to anyone else.
You can stop at any point before paying, at no cost.
Private & 256-bit encrypted. We never sell your data, and the other party only ever sees your document after you approve it.
What's included
- Names the lender and the borrower and records the amount, when it is handed over and, if you like, what it is for.
- Records the interest: none, or a fixed yearly rate, with the repayment schedule worked out to the cent.
- Sets the repayment date or the instalments, what happens if a payment is missed, and whether early repayment is allowed.
- Unsecured, and for personal loans only: it records that the lender does not lend money as a business.
- Comes with a one-page Acknowledgment of Loan for the borrower to sign.
- You review the draft first, then both of you sign it.
What to have ready
- The key dates, and any amounts involved
- Any documents, emails or messages. Tell us in the chat what you have; the document can refer to them.
Common questions
How much does the Family Loan Agreement cost?A flat $49 AUD, including GST. There is no card required to start, no subscription and no hourly rate — you see the full summary of your answers before you pay.
How long does it take?There are 15 questions, which take a few minutes to answer. For eligible documents, the real protected draft is usually ready in about 5 minutes before payment. You pay only if you choose to unlock the clean final document.
Do I see it before it is final?Yes. The draft lands in your dashboard for review. You can change the wording yourself or ask for a redraft, with unlimited edits and 2 redrafts included, then approve it and download the final PDF. We do not send it to anyone else.
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