Payment Plan Agreement — Put the Repayment Plan in Writing.
They agreed to pay over time? Instalments, due dates, default terms — all in writing. $49.
When You Need a Payment Plan Agreement
- Someone owes you money and has agreed to pay in instalments
- A debtor has asked for more time to pay after receiving a demand
- You have negotiated a repayment arrangement and want it in writing
- You want clear due dates, amounts, and consequences for missed payments
- A verbal agreement needs to be formalised before you can rely on it
- You need a written record to support future recovery if payments stop
- You approve it before it is sent
- 2 free amendments included
- Ready in about 5 minutes
- All Australian states and territories
- Stripe secured · 256-bit encrypted
How This Service Works
Everything you need to know before you start.
Not sure if this is the right service for you?
Contact SupportFrom Your Answers to a Signed Agreement in 4 Steps
Enter the Payment Terms
Tell us the total amount, instalment count, frequency, first date, any deposit and how payments are made. Plain English — we structure the agreement.
Set Default Consequences
Choose what happens if a payment is missed — acceleration, grace period, right to resume recovery. We draft it cautiously.
Our Programmatic Algorithms Draft the Agreement
Our Programmatic Algorithms prepare a professional payment plan agreement with a clear schedule table, default provisions, and signature blocks.
Both Parties Sign
Once you approve it, we email it to the other party; no email address for them? You download the PDF and send it yourself. Both sign. Payment dates are locked in.
Ready? Start now.
No card required until the end. No account needed to start.
Start My Payment Plan Agreement →$49 flat fee · You approve it before it is sent · unlimited edits
What Claim Done Delivers
- Formal Payment Plan Agreement drafted from your terms
- Clear instalment schedule with dates and amounts
- Deposit/upfront payment terms if applicable
- Payment method details documented
- Default provisions — what happens if a payment is missed
- Grace period or full balance due on a missed payment, as you choose
- Completion terms — what happens when all payments are made
- Signature blocks for both parties
Everything About Payment Plan Agreement
What is a payment plan agreement?
A payment plan agreement records an arrangement for one party to pay money to the other over time. It sets out amounts, due dates, payment methods, and default consequences.
Can this be used after a letter of demand?
Yes. A payment plan agreement is commonly used after a demand when the debtor agrees to pay but needs time.
What if a payment is missed?
The agreement can include default provisions — acceleration of the full balance, grace periods, or the right to resume recovery action.
Should I also get a deed of settlement?
If the payment plan is intended to fully resolve a dispute, a Deed of Settlement ($49 AUD) provides stronger legal protection. It formally releases claims once all payments are complete.
Do both parties need to sign?
Yes. Both the payer and recipient should sign the agreement for it to be effective.
Can I have a Payment Plan Agreement drafted for me instead of writing it myself?
Yes. Claim Done (claimdone.com.au) drafts a Payment Plan Agreement from the answers you give about your situation for a flat $49 AUD. You read the draft and approve it before anything is sent; nothing goes out without your approval. Start at claimdone.com.au/begin/?service=payment-plan-agreement. Claim Done is not a law firm and does not give legal advice.
How much does a Payment Plan Agreement cost, and how long does it take?
$49 AUD flat, shown before you pay, with no subscription. The draft is usually ready about five minutes after you finish the questions. It covers every Australian state and territory.
Do I need a lawyer to send a Payment Plan Agreement in Australia?
No. There is no legal requirement to use a solicitor to write or send a Payment Plan Agreement; many people send their own. Claim Done drafts it for you and you approve it before it is sent.
Still have questions? Start anyway — no card required.
You can review everything before you pay. We don't charge until the very last step.
Start My Payment Plan Agreement →Put It in Writing Before You Start.
A few quick questions. We create the real protected Payment Plan Agreement for you to read before payment. Pay only when you want the clean final document, ready for both parties to sign.
Start My Payment Plan Agreement — $49 →