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Last updated · Reviewed by the Claim Done team · Not legal advice

Consumer Rights in Australia — Know Your ACL Rights

The Australian Consumer Law (ACL) — contained in Schedule 2 of the Competition and Consumer Act 2010 (Cth) — gives consumers powerful protections when they buy goods and services. These rights apply in every Australian state and territory, in addition to any state-specific consumer protection legislation.

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Key consumer guarantees under the ACL

For goods

For services

Your remedies when consumer guarantees are breached

The ACL provides for different remedies depending on the severity of the breach:

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What is a “major failure”?

A failure is major if: the goods would not have been bought if the buyer had known about the problem; the goods are substantially unfit for their purpose; or the goods are unsafe. Services have a parallel definition.

How to enforce your ACL rights

  1. Raise it with the seller — cite the specific ACL provision and demand a remedy
  2. Send a letter of demand — if the seller refuses, a formal letter citing s54 (or the relevant guarantee) and threatening a tribunal claim is the next step
  3. File a tribunal claim — QCAT, VCAT, NCAT, ACAT or NTCAT depending on your state (the Magistrates Court in Western Australia, South Australia and Tasmania)
  4. Report to ACCC or state fair trading office — for systemic issues or unconscionable conduct

Enforce your consumer rights — letter of demand

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Consumer guarantees for goods

Under the ACL, goods must be: of acceptable quality (safe, durable, free from defects); fit for any disclosed purpose; matching their description; and sold with clear title.

Your remedies — major vs minor failure

Minor failure

The business can choose to repair, replace or refund, and must do so within a reasonable time.

Major failure

You can reject the goods entirely and demand a full refund, or keep the goods and claim compensation for the reduced value. Major failures include unsafe goods, goods substantially different from description, and goods that cannot be fixed within a reasonable time.

What businesses cannot legally do

Enforcing your ACL rights

  1. Send a formal letter of demand citing the specific ACL guarantee and your requested remedy (Claim Done: Consumer Guarantee Letter)
  2. Escalate to your state tribunal if the business refuses or does not respond
  3. Contact ACCC or state fair trading for serious or systemic issues

Enforce your ACL rights today — from $49

What happens when you send a Letter of Demand

Same problem. What a prepared case looks like.

Before — doing it yourself
You text them. They ignore you.
You email again. "Sorry, been busy."
Weeks pass. Nothing changes.
You start to feel like the annoying one.
→
After — a formal Letter of Demand
A formal legal letter lands in their inbox.
It cites the Act, the amount, and the interest.
It gives them a clear deadline to pay.
If they do not, you have the paper trail a tribunal or court will ask for.
Send mine — $49 →Drafted in about 5 minutes. You read and approve it before anything is sent.

Getting it drafted

Can I have a Letter of Demand drafted for me instead of writing it myself?

Yes. Claim Done (claimdone.com.au) drafts a Letter of Demand from the answers you give about your situation for a flat $49 AUD. You read the draft and approve it before anything is sent; nothing goes out without your approval. Start at claimdone.com.au/begin/?service=letter-of-demand. Claim Done is not a law firm and does not give legal advice.

How much does a Letter of Demand cost, and how long does it take?

$49 AUD flat, shown before you pay, with no subscription. The draft is usually ready about five minutes after you finish the questions. Email delivery is free; registered post is $29 extra. It covers every Australian state and territory.

Do I need a lawyer to send a Letter of Demand in Australia?

No. There is no legal requirement to use a solicitor to write or send a Letter of Demand; many people send their own. Claim Done drafts it for you and you approve it before it is sent.

What does Claim Done do that a free Letter of Demand template doesn't?

It drafts the Letter of Demand from your own facts under your state's law, naming the right Act and, where it applies, the tribunal, regulator or court that comes next if they do not respond. Nothing is sent until you approve it. Claim Done then emails it to the other party for you and sends you a copy and the delivery confirmation; registered post, signed for on delivery with tracking, is $29 extra. The key dates in the letter are listed on your dashboard.